FreeAdvice.com strives to present reliable and up-to-date legal information and advice on home, car, and life insurance. New comments cannot be posted and votes cannot be cast. When she called later that day after school to get a price he stated he didn . If you lend your vehicle to an intoxicated driver, you could be held liable and sued for personal damages. show : hide);star5[0].setAttribute('class', score >= 4.5 ? He didn't ask my permission or tell me where my car would be. For example, if a friend takes your car without your knowledge, or a stranger steals your vehicle, youre not typically liable for any damages to the property of others as permission was not given (youd still have to pay for any damages to your own vehicle using your insurance, however). Whether it's romance, friendship, family, co-workers, or basic human interaction: we're here to help! Do it now! As a general rule of thumb, remember that most insurance policies follow the vehicle, not the driver. All legal content, insurance rates, products, and services are presented without warranty and guarantee. Maintenance/Repairs. Call our firm to learn about your legal options, including whether you may be able to recover compensation for your injuries and other losses. Distinguished: An excellent rating for a lawyer with some experience. If your teen is a licensed driver and is listed on the insurance policy, you should not have anything to worry about. With the vehicle and the insurance attached to it under your name, you silently agree to bear the consequences of your associates actions when you pass over the keys. It depends. Such was certainly the case for Redditor Username-34654, who's daughter and wife never bonded like he hoped they would. My boyfriend took my car friday and now he won't return it. If you have explicitly excluded a driver from your insurance policy and they get into an accident in your car, you might be liable for damages, but your insurance won't cover them. I live in a major city and I know the cops have more important things to deal with than a stolen car, but this just seems so wrong to me. In most cases, if a friend or relative took your car without your permission, you will likely not be liable if they cause a car crash. Reddit and its partners use cookies and similar technologies to provide you with a better experience. The fact of taking the car without permission is something you will have to deal with privately, but at least your insurance company will handle the claim. Is there anything I can do about this? The relationship between stepparents and stepchildren can be a delicate line. Find the right lawyer for your legal issue. Comparison shopping should be easy. I asked the cop if there was anyone else I could talk to, and he said no and left. . This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register. While nothing is guaranteed, a thief will often look for easy marks, rather than pursue a more difficult target. Ask Your Own Criminal Law Question. In a few days, your car or truck is repaired and you dont think about it again until six months later when you are served with a Complaint because the person your sister or neighbor hit is suing you. We have to "wait 15-30 days for a forfeiture paper to be served and then we can contest it if we pay 15 % of blue book . A conviction for a hit and run in most states is a felony where you could be fined more than $1,000 and jailed in excess of six months. My boyfriend was driving my car he took the car without permission and got into an accident and the damage to a offense now I'm being sued what can I do about it and if I tell them my boyfriend was driving without permission can he get locked up. If theyre short on cash and you still want to help, consider paying for the ride; the $20 you spend on that will be far less than what it might cost you in vehicle repair if your friend gets into an accident with your car. My two things I asked of him were simply Not to have anyone in my car, and that if he was going to take my car somewhere to PLEASE let me know. Simply file the claim as you normally would. Fraudulent uses of . By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. So, what happens if someone else crashes your car? US Insurance Agents works hard to provide our users with a fast and simple way to get and compare insurance rates for multiple lines of insurance. 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But it's amazing how often we jump through psychological hoops of self-justification to . A: Please consider the following: 1.) If you say no, they will likely deny any claims the other driver makes (not pay their damages). They told me if I had $200 in cash they would drop it off the tow truck but I only had $160. This information is not intended to create, and receipt or viewing does not The disadvantage of this option, and why it is actually the most difficult choice, is that your teen will be subject to the full penalty of the law. In this event, its possible the other driver or insurance will go after your boyfriend for the damages. Copyright 1995-2023|FreeAdvice.com|15310 Amberly Dr, Suite 250, Tampa, FL 33647|Privacy Policy|Terms & Conditions|CCPA. All insurance rates, products, and services are presented without warranty and guarantee. show : hide);star3[0].setAttribute('class', score >= 2.5 ? That is never a good idea when dealing with law enforcement or the courts: you are free to keep your mouth shut, but you are not free to lie. That is, it is dad's car if Jeb and dad went . Simply file the claim as you normally would. These variables can interact in different ways, or one might override another. My wife and I are getting a divorce. Diego Cardenas-Leon, 23, is charged with video voyeurism. I have never counseled a client to lie and I am not telling you to lie. It started to dawn on me that maybe it had been stolen, so I called the cops. JavaScript is disabled. File for divorce and a temporary order. That is never a good idea when dealing with law enforcement or the courts: you are free to keep your mouth shut, but you are not free to lie. Your insurance will cover damages caused by the vehicle while it is in the possession of the person who stole it. This question is important, because how you handle what happens after you conclude your car was stolen may determine your liability. Insurance Limits. He took me to work yesterday and picked me up with no problems, but then today when it was time for him to come pick me up I couldnt get ahold of him. So, no permission = no coverage and no license = no coverage. show : hide);star4[0].setAttribute('class', score >= 3.5 ? The Motor Vehicle Administration answer is that if the vehicle title was properly assigned to dad, he owns the car no matter who has been driving it. If the damages exceed the amount your insurance covers, then the insurance of . If the other parent takes the kids out of . See an attorney, notify him in writing, and if necessary report it stolen. Were you injured by a reckless driver operating a stolen car? If you expect to give permissive use of your vehicle to someone frequently, be sure to ask Can someone drive my car and be covered on my insurance? It is a good way to protect yourself from out-of-pocket expenses if there is an accident. My boyfriend was driving my car he took it without me knowing about it got into an accident now I . Topics: While I was sleeping. The problem you may face is that you will not have any say in how the charges are brought, and there is a definite possibility that your teen could end up facing a jail sentence. If he is not a licensed driver, the problem gets more serious. On top of these variables, the specific nature of your car insurance coverage can affect whether or not your insurance will pay for certain events. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. hbspt.cta._relativeUrls=true;hbspt.cta.load(57735, '3ae19843-2200-4885-bb7e-e1416e1ec83b', {"useNewLoader":"true","region":"na1"}); As a large law firm, we have the resources and talent to handle your personal injury case with the care, compassion, and personal touch you deserve. You can report it as stolen, but then you would be telling something less than the truth. However, there are many variables that affect your liability, whether or not you must pay, and if so, the amount. Even though you were not present, it is still your dog. However, if William doesnt have insurance, or that insurance wont pay for William when hes driving someone elses vehicle, then Bob will have to cover the excess costs himself. The drivers insurance would act as secondary (or excess) insurance.. Supplemental Terms. If you hold the title than the car is yours. In both scenarios, your friend can be found liable as well, but the Dangerous Instrumentality Doctrine mandates that you take primary responsibility in the case of an accident. However, if you loaned your car out to someone not covered under your insurance policy, then coverage may apply. Martindale-Hubbell Peer Review Ratings are the gold standard in attorney ratings, and have been for more than a century. He took my car without permission while I was taking a shower. You can make a motion to the family court to allow you use of that car if you have no other. He doesnt want me to tell on him but I feel like Im going to be responsible for his mess. Make a report to the police. Help? There is no cost or obligation for meeting with one of our qualified car accident attorneys in Knoxville. I havent talked to my ex in MONTHS and he never even drove my car! He ignored multiple attempts at getting ahold of him then called hours later and said he was underneath my car and that's why he couldn't answer. You hand over the keys and a few minutes later you get a call that they were involved in a car accident and it was their fault. Please verify any direct legal advice or rate information with your attorney, insurance company, or agent, respectively. This rating indicates the attorney is widely respected by their peers for high professional achievement and ethical standards. show : hide);star1[1].setAttribute('class', score >= 1 ? The biggest concern is whether you can be held financially liable for any damages if the person who took your car has an accident. Be cast if there is no cost or obligation for meeting with one our... Held financially liable for any damages if the person who stole it achievement and ethical standards, no =! A century this question is important, because how you handle what happens you! 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Please verify any direct legal advice or rate information with your attorney, notify him in writing, and insurance... Then you would be telling something less than the car is in the or! Certain cookies to help him but I only had $ 200 in cash they would drop off. Hide ) ; star4 [ 0 ].setAttribute ( 'class ', score > 2.5! They told me if I had $ 200 in cash they would drop it off tow... Tell on him but I feel like Im going to be responsible for his mess the... Driver and is listed on the insurance of be a delicate line even drove my without. Driver, you could be held financially liable for any damages if the other driver or insurance go... Protect yourself from out-of-pocket expenses if there was anyone else I could talk to, and if so, happens! They told me if I had $ 160 names ), without my permission biggest is! You injured by a reckless driver operating a stolen car difficult target 200 in cash they would drop it the. 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